Sell a fire or water damaged house as is, for cash.
A house with fire, smoke, flood, or water damage is hard to sell the normal way. We buy it in its current condition, so you do not have to repair anything or wait on an insurance settlement to move on.
Get My Free Cash Offer →A damaged house does not have to trap you
Fire and water damage create two problems at once: the house is hard to live in, and it is hard to sell on the open market because most buyers need financing, and lenders will not lend on a property with major damage.
We pay cash, so the condition does not stop the sale. We buy houses with fire damage, smoke damage, flooding, burst pipes, mold, and storm damage, exactly as they sit today. You do not clean up, repair, or rebuild anything.
How selling your house works
Tell us about the property
Share the address and where things stand with the estate. It takes about 2 minutes and there is zero obligation.
Get a fair cash offer
We review the home and the local market, then present a fair cash offer with a clear explanation of how we got there.
Close on your schedule
We coordinate with your attorney, handle the paperwork and closing costs, and you choose the closing date.
We deal with the parts you do not want to
You do not need to clean the house, fix anything, or make trips back and forth across the state. Take any keepsakes and personal items you want, and leave everything else exactly where it is. We deal with the cleanout, the condition, and the logistics.
If the estate is still in probate, that is normal and not a roadblock. We regularly coordinate with the personal representative and the estate's attorney so the sale lines up with the court's timeline. We are buyers and not attorneys, so your estate counsel always confirms what is permitted in your specific case, and we work around it.
Cash sale vs listing your home
Selling to us
- Buy as is, belongings can stay
- Zero commissions or fees
- No showings during a hard time
- We coordinate with the attorney
- Stop the monthly carrying costs fast
Listing on the market
- Full cleanout before photos
- Repairs and updates to compete
- 5 to 6 percent in commissions
- Weeks of showings from a distance
- Carrying costs pile up while it sits
What to do after a fire or major water damage to your Massachusetts home
A fire or a serious flood is overwhelming. If you are trying to figure out what comes next for the property, here is a clear, practical order of operations.
1. Make sure everyone is safe and the property is secured
Once the fire department or emergency crews have cleared the scene, the property needs to be secured, boarded up, and protected from further damage and trespass. A damaged, open home can deteriorate quickly, especially with water intrusion and New England weather.
2. Open your insurance claim early
Contact your homeowner's insurance and open a claim as soon as you can. Document everything with photos. Insurance claims for fire and water damage can take weeks or months to resolve, and disputes over coverage and payout amounts are common, which is often the most frustrating part for owners.
3. Understand why a damaged house is hard to sell traditionally
Most buyers need a mortgage, and lenders generally will not finance a home with significant fire, smoke, water, or mold damage. That removes most of the traditional buyer pool, which is why damaged homes often sit unsold or only attract cash buyers.
4. Weigh repairing versus selling as is
Restoring a fire or water damaged home can cost more and take longer than expected, and you may be fronting money on a house you do not want to keep. Selling as is for cash lets you skip the rebuild entirely and move forward, often while keeping your insurance proceeds depending on your situation.
We bought a single family in Lynn after a kitchen fire caused significant smoke and water damage while the insurance claim was dragging on. We closed in 9 days, handled the cleanout, and boarded the property up. In Lawrence, we took on a triple decker after a basement flood caused major water damage and mold, where the owner was overwhelmed dealing with insurance, and closed in 10 days after handling debris removal and securing the property.
What we take care of for you
- Full cleanouts and junk removal, so you take only what you want and leave the rest
- Liens, back taxes, and municipal liens paid off directly at closing from the purchase price
- Seller side closing costs covered, so you walk away with cash and nothing deducted
- Any condition and any situation, no repairs or updates required from you
We buy with cash and control the timeline, so we move fast. We have closed in as few as 7 days, and most sales close in 10 to 21 days once we have a signed agreement and a clear title path. You still pick the date that works for you.
Helpful resources after fire or water damage
Beyond a cash sale, these are worth knowing about:
- The American Red Cross of Massachusetts, which provides immediate help to families after a home fire
- Your local fire department, which can provide the incident report your insurer will require
- A licensed public adjuster, who can advocate for you on a disputed or undervalued insurance claim
- Your homeowner's insurance carrier, opened as a claim as early as possible with full documentation
This is general information and not legal, insurance, or financial advice. Coverage and claim outcomes depend on your specific policy. Consult your insurer, a licensed public adjuster, or an attorney about your situation.
From homeowners we've helped
"I inherited my uncle's house in Waltham that needed a ton of work. I live in New York and couldn't handle repairs or showings. They gave me a fair cash offer and closed in 10 days. Made a stressful situation so much easier."
Sarah M.Waltham, MA"We inherited a property in Brockton in terrible condition. They made a strong offer within two days and handled everything. We closed on our schedule, super professional and honest."
Jennifer K.Brockton, MA"Had to sell my mom's house in Medford quickly after she passed. It was outdated and full of stuff. They handled it all and we closed in 9 days. Very compassionate and fair."
Emily C.Medford, MA"Probate sale in Newton that was dragging on. They stepped in, gave a good offer, and closed efficiently. Great local service."
Linda H.Newton, MAFire or water damage FAQ
Can I sell a house with active fire or water damage? +
Do I need to repair anything first? +
What if my insurance claim is not settled yet? +
How fast can you close? +
If listing would net you more, we will say so
A cash sale is about speed and certainty, but it is not always the best fit. If your home is in good shape and you have time, listing it on the open market may put more money in your pocket. We work with a licensed local real estate brokerage that lists homes for top dollar, and with your permission we will pass your information along so they can reach out and give you that option. No pressure either way. We would rather you get the right outcome than the fast one.
See all situations we buy in →
Get a fair offer on the damaged home
Free, no obligation, and no pressure. Sell when the family is ready.