Behind on the mortgage? You still have options.
Falling behind on mortgage payments is stressful, but it does not mean you are out of choices. Selling for cash before a foreclosure completes can help you protect the equity you have built.
Get My Free Cash Offer →Acting early protects your options
When you fall behind on your mortgage, the lender can eventually begin the foreclosure process. The earlier you act, the more choices you keep, and the better your chance of walking away with your equity rather than losing it.
We buy homes for cash and can often close quickly, which gives owners who are behind a way to sell, pay off the loan, and keep whatever equity is left. We will also be honest with you about every option, including the ones that do not involve selling to us.
How selling a house works
Tell us about the property
Share the address and where things stand with the estate. It takes about 2 minutes and there is zero obligation.
Get a fair cash offer
We review the home and the local market, then present a fair cash offer with a clear explanation of how we got there.
Close on your schedule
We coordinate with your attorney, handle the paperwork and closing costs, and you choose the closing date.
Honest help, not pressure
You do not need to clean the house, fix anything, or make trips back and forth across the state. Take any keepsakes and personal items you want, and leave everything else exactly where it is. We deal with the cleanout, the condition, and the logistics.
If the estate is still in probate, that is normal and not a roadblock. We regularly coordinate with the personal representative and the estate's attorney so the sale lines up with the court's timeline. We are buyers and not attorneys, so your estate counsel always confirms what is permitted in your specific case, and we work around it.
Cash sale vs listing an home
Selling to us
- Buy as is, belongings can stay
- Zero commissions or fees
- No showings during a hard time
- We coordinate with the attorney
- Stop the monthly carrying costs fast
Listing on the market
- Full cleanout before photos
- Repairs and updates to compete
- 5 to 6 percent in commissions
- Weeks of showings from a distance
- Carrying costs pile up while it sits
From homeowners we've helped
"I had to sell my house in Medford fast and contacted Sell My Mass House. They gave me a great cash offer with no repairs and no commissions or fees. We closed in just over a week, exactly when I needed. They made it easy."
Carole R.Medford, MA"I inherited a house that needed a lot of work. Sell My Mass House bought it as is, handled everything, and we closed quickly. Made a difficult situation much easier. Great local company."
Shant C.Watertown, MA"I reached out because I was moving out of state for a new job. They gave me a cash offer in a day and we closed in nine days. No repairs, no stress. Very straightforward."
Kathryn D.Revere, MA"Knowledgeable, down to earth, and easy to work with. Other companies seemed interested only in closing a deal, but they made us feel like VIPs every step of the way. Highly recommend."
Andrew L.Everett, MA"Had an amazing experience with Sell My Mass House and could not recommend them more. They are incredibly helpful and want to make sure you are in the best position."
Gage M.Revere, MA"What I liked most is they actually want to help you get what is best for you, rather than have you sell and get out the door as fast as possible. Thank you."
David A.Methuen, MABehind on payments FAQ
Can I sell my house if I am behind on payments? +
Will selling actually stop the foreclosure? +
What if I owe more than the house is worth? +
How fast can you close? +
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See all situations we buy in →
Get a fair offer and honest options
Free, no obligation, and no pressure. Sell when the family is ready.