Behind on the mortgage? You still have options.
Falling behind on mortgage payments is stressful, but it does not mean you are out of choices. Selling for cash before a foreclosure completes can help you protect the equity you have built.
Get My Free Cash Offer →Acting early protects your options
When you fall behind on your mortgage, the lender can eventually begin the foreclosure process. The earlier you act, the more choices you keep, and the better your chance of walking away with your equity rather than losing it.
We buy homes for cash and can often close quickly, which gives owners who are behind a way to sell, pay off the loan, and keep whatever equity is left. We will also be honest with you about every option, including the ones that do not involve selling to us.
How selling a house works
Tell us about the property
Share the address and where things stand with the estate. It takes about 2 minutes and there is zero obligation.
Get a fair cash offer
We review the home and the local market, then present a fair cash offer with a clear explanation of how we got there.
Close on your schedule
We coordinate with your attorney, handle the paperwork and closing costs, and you choose the closing date.
Honest help, not pressure
You do not need to clean the house, fix anything, or make trips back and forth across the state. Take any keepsakes and personal items you want, and leave everything else exactly where it is. We deal with the cleanout, the condition, and the logistics.
If the estate is still in probate, that is normal and not a roadblock. We regularly coordinate with the personal representative and the estate's attorney so the sale lines up with the court's timeline. We are buyers and not attorneys, so your estate counsel always confirms what is permitted in your specific case, and we work around it.
Cash sale vs listing an home
Selling to us
- Buy as is, belongings can stay
- Zero commissions or fees
- No showings during a hard time
- We coordinate with the attorney
- Stop the monthly carrying costs fast
Listing on the market
- Full cleanout before photos
- Repairs and updates to compete
- 5 to 6 percent in commissions
- Weeks of showings from a distance
- Carrying costs pile up while it sits
From homeowners we've helped
"I inherited my uncle's house in Waltham that needed a ton of work. I live in New York and couldn't handle repairs or showings. They gave me a fair cash offer and closed in 10 days. Made a stressful situation so much easier."
Sarah M.Waltham, MA"We inherited a property in Brockton in terrible condition. They made a strong offer within two days and handled everything. We closed on our schedule, super professional and honest."
Jennifer K.Brockton, MA"Had to sell my mom's house in Medford quickly after she passed. It was outdated and full of stuff. They handled it all and we closed in 9 days. Very compassionate and fair."
Emily C.Medford, MA"Probate sale in Newton that was dragging on. They stepped in, gave a good offer, and closed efficiently. Great local service."
Linda H.Newton, MABehind on payments FAQ
Can I sell my house if I am behind on payments? +
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See all situations we buy in →
Get a fair offer and honest options
Free, no obligation, and no pressure. Sell when the family is ready.